Laws of money

Along with many other natural and man-made laws that significantly affect the life of people, in our reality there is a law of money that can determine a person's wealth.

Each person defines the concept of financial independence for himself, however, the more a person earns, the more he wants and can afford.  At this moment, without taking into account the influence of the laws of money, there is a danger of fiasco and bankruptcy.

If you want to get out of the paycheck to paycheck life, you must first learn to pay yourself: keep money for yourself and invest in yourself.

The law of conservation and the law of investments are considered the most significant and fundamental among the "laws of money".

In order for these laws to work for you, you need to learn the following things:

• save your money by setting aside a certain part of your income to build your capital;

• establish tight control over your expenses, managing expenses and optimizing them;

• improve your financial literacy, understanding how and where to make money;

• trust money to those who have proven their ability to increase it;

• to understand as much as possible in the type of investment you have chosen, while continuing to look for new ways and opportunities to increase the state.

Responsibility for our future

What are we afraid of?

If you ask random people if they would like to independently manage their lives and work exclusively for themselves, in almost every case, you will hear an affirmative answer. At the same time, the lack of confidence in their own strengths, and the fear of losing, albeit an imaginary "comfortable" stability, makes you refuse to even try something new, being deceived by self-justifications. But what is the nature of fear that makes you give up real opportunities to start, spend and rebuild your life in a new way? Today, we are most afraid of the need for change. Paradoxically, right now, in the midst of a pandemic, people are quicker to agree to spend several hours every day in crowded transport, risking infection, in order to get into an equally crowded workplace, earn a deliberately limited monetary reward, than try to at least realize the reality of opportunities. of the same online business, literally "in front of the nose." The world famous investor, writer, trainer and motivator Robert Kiyosaki suggested opposing the modern concept of “courage”, not the classical one - “cowardice”, namely “conformism”. In simple terms, conformism is a kind of ability to endure the discomfort of everyday difficulties, gradually becoming habitual, and the habit itself is a familiar state in which we “know” how to act, starting to consider it comfort. Are you completely satisfied with your life? If yes, then congratulations, it's time to secure her by creating a reliable source of passive income. Otherwise, you need to consciously choose: leave everything as it is, relying on chance, someone's decision, indifference to your fate, or just try something new, something that has already been able to help many change their lives.

Where do rich people invest

According to a study conducted by the American companies World Wealth Report and Knight Frank & FPB Private Banking, modern investors tend to diversify their investments. If we are talking about stable markets of well developed countries, then the maximum amount of investments falls on those financial instruments which allow you to legally earn in a stable economy. Elite residential real estate and high-value commercial real estate is another one of the most common options for financial investments, especially if such real estate is in the US, UK and a number of other countries. Successful people invest a part of their funds in business development and even keep it in cash or purchase antiques and luxury items. And, of course, most continue to invest regularly in precious metals. History has shown that gold retains its value during times of upheavals and cataclysms. That is why most investors willingly invest in this precious metal by purchasing investment gold bars or precious metal-backed securities.

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Investment in gold

Three indisputable yes to investing in gold Investing in gold is a safe investment Investors account for up to 40% of the total volume of gold purchases, and the jewelry industry accounts for up to 50%. These are the main "players" of the gold market on the planet. During the most difficult periods of crisis, investors increase their investments in gold, during periods of stability, jewelers increase the production of gold items. This combination ensures a constant stable and steady demand for gold as a capital preservation instrument. Investment in gold is the "basis" of investments Buying gold bars is the most traditional way to invest in gold for the purpose of saving and accumulating. About one thousand tons of gold bars are purchased annually in the world, which is 60% of the total investment in gold. Investing in gold is a safe investment The main advantage of buying gold bullion is that these investments do not carry any banking or financial risks and are the cheapest investment instrument in physical metal.

Financial Independence

Financial independence: what is it for? Everyone wants to be secure, independent and rich, however, not everyone understands what “financial independence” is and why a person needs it. First of all, wealth and financial independence are achieved not in order to finally “do nothing”, but in order to get the opportunity to do exclusively what you like. Secondly, achieving financial independence is a natural satisfaction of the same basic human need as having a "roof over one's head". Each person needs a certain amount of money for their needs and wants. And finally, thirdly, the fact of achieving financial independence is only the beginning of a fulfilling life: it is when a person fills all of the time he has with only what he gets real pleasure from. Why do you need financial independence, and what would you do with your stable passive income?

the uniqueness of gold

While facing gold on a daily basis, the average person may not even be aware of it and certainly does not know about the uniqueness of this metal. The maximum what most of the modern people can say about the properties of gold is that this metal does not corrode even when there is of lot of moisture around. Also, most people consider gold to be a fairly strong and hard metal, associating it with gold jewelry, the hardness of which is caused by the presence of various jewelry alloys. At the same time, pure gold is so soft that it is easy to deform it just with your fingers. Such flexibility is one of the unique features of gold. Only from this metal it is possible, for example, to make a string with the diameter several times smaller than the diameter of a human hair! Moreover, such a string can easily have an average length of about three kilometers which is not possible for other metals. Gold's high density is no less unique. If we talk about the density of pure gold, if the volume of 32,000 tons (almost all of the world's gold reserves) is put together and made into a cube, its side will only have the length of12 meters. And the most unique feature of gold is its ability to influence people, more precisely, the human behavior and the perception of such concepts as "beauty" and "aesthetics". Even though today the desire of people to own beautiful jewelry made of gold has not diminished at all, most of our contemporaries are unlikely to dare to “decorate” themselves with gold dental crowns. However, not so long ago, namely back in the 19th century, which was rightfully considered the century of the beginning of rapid technological development, many high level government officials in different very civilized countries considered gold dental crowns to be distinctive signs of high status and superiority over the majority. They even deliberately “decorated” their perfectly healthy teeth with them! It is interesting that today, the use of gold dental crowns has not only ceased to be the trend and indicates bad taste, but is also prohibited for officials in a number of countries, for example, Tajikistan.

gold in people's daily lives

Gold is present in the everyday life of almost every modern person. And here we are not talking about possessing gold jewelry or gold investments by people. Even the people who do not have enough savings to buy gold and products from that metal will in one way or another encounter gold every day and contact with the noble metal primarily thanks to modern devices and gadgets. Indeed, starting from the 1970s, the time period when a variety of devices and gadgets began to appear, and all the way to the modern smartphones and medical diagnostic devices, we rely on this precious metal every day and largely depend on its magical properties. This is despite the fact that the volume of gold used in technological sectors has declined over the past few years thanks to more economical substitutes of gold in electronics manufacturing. As an excellent conductor, gold is most demanded in modern electronics at the time of production of various electrolytic coatings, compounds or contacts. Plating these components with gold provides strong contact surfaces for transmission of audio, electronic and video signals while preventing corrosion, oxidation and other factors that negatively affect electrical connections and cause device failures. The demand for gold in the electronics industry peaked in 2010. Then, thanks to the emergence of new alloys that could replace gold in some industries, the demand for gold in the electronics industry slightly decreased. However, with the development of modern technologies, more and more high-tech products require the use of gold for their smooth operation. Just think: in the last four years alone more than 1000 tons of gold were used in various areas of production of electrical appliances!

Gold investments

Of course, when calling gold "the yellow devil" people weren't sincere and attributed their own weaknesses, greed and pathological thirst for enrichment to this rare precious metal. However, it is difficult not to pay attention to the fact that in the world's history, it were the unstable periods in the development of the human civilization that became the times of the real deification of gold and the pursuit towards possessing it. The current unstable situation caused by the COVID-19 pandemic has affected the price of all raw materials the mankind uses and the demand for gold has also changed. In truth, that change has been quite peculiar ... If we talk about the jewelry industry in the world's economy, due to massive cuts of unnecessary expenses by people in these unstable times, the demand for gold from the jewelry industry has decreased by 46%. The central banks of the world's leading countries have also reduced their gold purchases by 39% focusing on selling the existing reserves since the situation with the pandemic requires the countries to spend large currency investments in the fight against the coronavirus and to keep their economies afloat. The technology sector has also been affected by constant lockdowns and quarantine restrictions which caused disruptions in its operations and the descrease of gold consumption for manufacturing needs by 13%. At the same time, investment demand for gold during the period has increased by 90%, reaching 1131 tons, which is the highest volume in the last 10 years! Whatever one may say, the increase in the number of cases of COVID-19 infections and the expansion of restrictive measures are having a positive effect on the price of the "yellow devil". Analysts assure that in general, all of the abovementioned negative factors of instability play into the hands of gold, leaving this precious metal the only fairly reliable instrument for preserving finances in in the medium term. Moreover, experts expect an increase in demand for the precious metal by the end of the year when gold prices begin to gradually return to pre-crisis levels, which means that investors will not only preserve their capital, but have every chance of receiving serious profits from their today's investments.

Invest in Gold

"Invest only in gold." - Frank Gistra The interview with a Canadian billionaire Frank Gistra, which he gave to the analytical company Stansberry Research, was marked by a statement of the famous financier that "the US dollar can no longer be considered as a safe asset for storing savings in." The purchasing power of the dollar continues to decline, and the stock markets are now so overwhelmed that they "have become detached from the real economy and do not in any way reflect the real situation in the world," said the recognized investment expert. Gistra is confident that "it will take a very long time before the economy recovers from the negative effects of the spread of Covid-19." Therefore, he strongly discourages investors from investing in government bonds or keeping large amounts of cash - all of those investment instruments will not survive the inflation of the next years, which is predicted only to grow while gradually devaluing the world's fiat currencies. In such a situation, one can only talk about investing in gold, assures Frank Gistra. He believes that gold is "one of the few assets that can protect your wealth from destruction." In addition, Gistra is sure that it is necessary to buy gold right now, since its value is still very far from the maximum indicators which are expected in the near future.

Patience is the key in investments

Patience as the main skill in "gold" investments 
According to widely available information, since the beginning of August of 2020 the entire precious metals market has been in the price correction phase. For example, gold dropped in price to $1850 per ounce losing 11% of its previous record price, while silver lost much more in price - 27.45% from the record prices at the end of the summer. Inexperienced investors from many countries of the world have succumbed to panic and made wrong decisions, which resulted into haste and subsequent losses from 30 to 50% of their "gold" investments. At the same time, experienced experts on the precious metals market assure that, in general, the gold market has maintained and continues to maintain an upward trend. Currently an unexpected emergence of a new record gold price is guaranteed and it is just a matter of time. Therefore, the yellow precious metal should be trusted and it is important to be patient, put nerves to rest and wait calmly. It is highly probable that gold prices will continue to rise at the end of the year. Gold has always shown exceptional resistance to external influences. Thus, even if the difficult phase of the formation of the gold prices continues until mid-December of 2020, gold market analysts are confident that it will have a strong start as early as the beginning of 2021.

Mysticism of Gold

Modern society has long perceived gold primarity as an indicator of the status and material well-being of its owner. At the same time, not so long ago our ancestors were confident that this metal has magical properties of being capable of attracting good luck into people's lives, curing some diseases and even changing destinies and personalities. For example, gold is considered to be the "metal of Lions", since Leo is the most "sunny" zodiac sign. However, even Leos should be careful and “not betray their essence” by showing weakness and pettiness, otherwise gold can bring additional problems and difficulties to it's owner. Believing in the divinity of gold, from the ancient times people have not recommended wearing gold jewelry to those persons who were fearful and did not show willingness to fight for themselves and their place in life. Chains and pendants appeared as examples of jewelry for a reason. Knowing that gold can help in finding balance, making a person more tranquil, calm, not subject to anger, independent of swings of mood, making decisions on a rational rather than an emotional level, people began to make such artefacts out of it to “restrain” excessive emotionality of the owners. Such gold jewelry has to be worn so that the pendant or the lower edge of the chain is at the level of the solar plexus. Rings, earrings and bracelets made of gold have also served specific tasks and purposes. A massive ring without precious stones made the owner more confident in himself and attracted good luck in financial matters. Gold earrings were designed to help the wearer become more liberated and to choose her own path more freely. Also, such decoration is believe to have helped in getting important information in order to properly and timely make use of it. Gold bracelets should help those who create something with their own hands, making their hands the "hands of gold". At the same time, those people who easily became dependent on others were warned against wearing bracelets: in this case, the gold bracelet could become symbolic "shakles" and prevent the person from making independent decisions.

World and Gold

Among other things, the COVID-19 pandemic has also had an impact on the world's precious metals market. 
Due to the crisis caused by the spread of the virus across the planet, in the last few months alone the countries' central banks sold more gold than they acquired. Such a situation was observed in the world for the first time since 2010 and gold producing countries are trying to soften the blow from quarantine measures. 
A report from the World Gold Council indicates that the volumes of net sales in the third quarter of this year amounted to 12.1 tonnes of gold bars. However, a year ago the world's central banks bought 141.9 tons of the precious metal. 
According to the World Gold Council, the most active sellers of their gold reserves were Uzbekistan which sold 35 tons of gold and Turkey with 22 tons of the precious metal sold. It is noteworthy that the Russian Federation also sold its first bars after having been purchasing for 13 years and their weight amounted to 1.2 tons. 
The coronavirus has also affected the luxury life trends among the world's powerful people. For example, Israeli jewelers have order-made the most expensive protective mask on the planet using 18-carat white gold inlaid with diamonds. At the same time, that unique and precious medical mask has the highest level of protection, since the product is equipped with top quality filters. 
The cost of the product is estimated at about 1,500,000 US dollars, and the mask's 18-karat white gold is inlaid with 3,600 black and white diamonds. 
The total weight of the face mask is 240 grams which is 100 times more than the weight of a standard medical mask. 
According to rumors, the customer for that unique device, a Chinese businessman living in the United States, put forward the him requirement for a guarantee that "the jewelry masterpiece has to be ready by the end of 2020 and must become the most expensive among such products in the world."

Gold is the first metal

Many theories which are supported by certain finds and facts suggest that most likely gold was the first metal to which the attention of ancient people was drawn. Gold nuggets and sand found in the soil and rivers undoubtedly attracted ancient hominids with their amazing beauty, affordable malleability and strength. When the development of mankind had already passed through the Paleolithic, Mesolithic and Neolithic eras, and people began to organize into communities while building up their own, though still scattered civilizations, gold acquired its sacred value. Initially, it was used as a material for expensive and important amulets, but a little later production of gold deity figurines which were worshiped had begun. Lacking the opportunity to know how rare of a metal gold was as well as to realize what its other amazing properties are, the ancestors of modern humans treated gold as if they felt the value of this material. When the first Indian, Sumerian and Egyptian civilizations appeared (3000-2000 BC), gold having retained its mystical function and sacred meaning, was already defined as a symbol of prosperity allowing one to enjoy a special social status, and the name “the royal metal" then became the second name for gold. In his famous poems The Iliad and The Odyssey Homer (c. 1000 BC) mentions gold as an indisputable sign of wealth among mortals and of true greatness among the immortal gods. Ancient chronicles disagree when attributing the discovery of gold to either a Phoenician named Cadmus or the King Toas of the Tauris who found gold on Mount Pangea in Thrace. "The Alexandrian Chronicles" (628 AD) "assure" that gold was shown to people by none other than the Roman god Mercury. In fact, the moment of the discovery of the metal which is known to us as gold has been lost deep in the past, however, the fact that there were attempts to tell us - distant descendants about this event explains that the people of from eras in one way or another perceived the discovery of gold as some kind of a key event. In those days, gold was mined mainly in river placers, but the rulers of countries such as ancient Egypt and India could afford fairly large-scale mining operations on gold deposits for those times. The percentage of gold in the ore did not particularly bother anyone because due to the labor of captives, slaves and those who broke the law such mining operations were "cheap."

Golden Countries

The United States of America does not simply own the “world currency”. The US dollar is popular and valued all over the world, because it is, among other things, backed up by the country's gold reserves. Americans have accumulated the most gold and built their financial security on it. 
According to the International Monetary Fund, as of May 2020 the reserves of gold in the central banks around the world are totaling up to 34859.33 tons out of which in the European countries that amount is 10776.1 tons equaling to 58.7% of their gold and foreign currency reserves. For many years, the USA has been the leader in the volumes of gold reserves, which has saved no less than 8133.5 tons in its world-famous depository in Fort Knox alone. That accounts for 78.3 percent of the country's total gold and foreign currency reserves. 
Germany is also not lagging behind and is building its security on the precious metal. Thus, the Treasury of the Bundesbank has 3364.2 tons of gold in its reserves. That is 74.3% of the entire gold and foreign currency reserves of the country. Almost 70% of Italy’s reserves are also based on gold, of which the country has accumulated 2,451.8 tons. The French treasury holds 2,436 tons of gold (63.4 percent of all state reserves). Russia is another member of the top five with 2,299.2 tons of gold reserves which take up 21.1% of its total reserves). 
The top ten countries with impressive gold reserves also include China (1,948.3 tons), Switzerland (1,040 tons), Japan, India and the Netherlands. By the way, the Netherlands specializes in stockpiling gold ore, having accumulated 612.5 tons of it, which is 70.5 percent of all the country's gold and foreign currency reserves. Poland, with 238.6 tons, ranks 23rd on this list. Gold takes up 9.8% in the reserves of the National Bank of Poland. 
In terms of financial security of gold investments, the leaders are again the USA, Germany, Portugal (73% of the reserves are in gold). They are followed by the Netherlands, Italy, Cyprus (68.8%), Kazakhstan (67.7%), France, Greece (63.4%), Tajikistan (61.3%), Uzbekistan (57.7%), Austria (55.9%). However, for example, the Czech Republic does not seem to believe at all in the power of gold. Czech reserves amount to only 7.8 tons (0.3%).

All the gold in the world

Gold is valuable and that is largely due to it being a fairly rare element to be found in the nature on Earth. Many people know that, however, not everyone understands how unique and rare this metal is. For example, if you melt all the gold that has ever been mined for the entire history of mankind, you will get a cube with edges of only 21 meters long. Such a gold cube could easily fit into a tennis court leaving another 2 square meters of area uncovered. That, in principle, is how you can imagine and visualize all of the gold reserves in the world. It’s not without a reason that this precious metal is dealt with or rather has its records kept by a special organization - the World Gold Council. According to the analysis of the Council's experts, three years ago (as of the end of 2017) the total mass of all gold mined by people was 190,040 tons. The organization emphasized that this volume also includes all known historical artifacts made of this metal. On average, annually the gold mining industry does not enrich humanity by very much, bringing in only additional 2.5-3 thousand tons of gold per year. Scientists assure that there is still quite a lot of gold on Earth, however, the depth of its large deposits is so great that people won’t be able to reach them, at least with our modern-day capabilities. While the gold has been appreciated since ancient times, people began to mine it on an industrial scale quite recently. The organization's analysts have calculated that the largest volumes of gold mining became available after 1950. It was starting from that period when two thirds of the total volume of gold mined in the history of mankind was mined. Despite the fact that gold is the best instrument for financial investments, almost half of the current reserves of gold are in the jewelry possessed by the Earth’s population, which is approximately 47.7 percent of its total volume. The remaining underground reserves, according to specialists, amount to 54,000 tons.  Despite the significant growth in the volumes of gold mining in recent years, according to experts, in the next 8-10 years its pace will slow down and the volumes will noticeably decrease.

Leadership

A need for an influential leader arises in a group or team especially acutely precisely when on the way of the group to achieving success there are various unforeseen obstacles or a situation arises in which something threatens the group from the outside, in a really difficult, sometimes even a critical situation. In such cases due to “weak links" there may arise a lack of consistent understanding among the group members and of a common understanding of what is necessary and appropriate to undertake at such moments in order to continue moving towards the goal or minimize any danger for the group. The leader needs to ensure the achievement of goals as well as the safety of the group due to the fact that this is his direct “job” in the group, and that requires the manifestation of certain personal qualities from him: courage, skills, knowledge, self-confidence and other necessary ones for such cases. The level of danger or difficulty encountered during overcoming obstacles faced by a group or a team examines the leader and threatens with the facts of the emergence of a new leadership in case the already recognized leader did not cope and allowed someone else to decide everything. Success in solving difficult or critical situations provides the leader not only a vote of confidence from the team, but also the appropriate volumes and forms of projecting his leadership onto the team. Therefore, in most critical situations, groups do not resist when leadership is concentrated in one’s "strong" hands. For example, using historical analysis it can be determined that the emergence of dictators, as a rule, occurred exactly in such critical situations when nations and peoples needed instant changes in the composition of their leaders. Sometimes, it is acceptable for a leader that the leadership functions are usually distributed among several people. Such can be the cases when the problems faced by the group are large, numerous, or have different origins. Then it makes sense to "share" the leader's responsibilities with those team members who are able to help in solving common problems. You should also pay attention to the ability of leadership so to say to "dissolve" before "easy group tasks" which can be solved independently by anyone. In such cases, the leader must still remain in control of the process of implementation of solutions without losing the sense of the rhythm of the events which are taking place.

Fear of failure

“I can’t start doing anything, because I’m afraid that it won’t work, and in general I doubt the positive results of my plans.” Very often, this is what people think before giving up on a new opportunity and forever depriving themselves of the chance for a new and their desired way of life. Psychologists assure that such fears may not only be overcome, but also their destructive power can be turned to creation. People have two main ways of thinking at moments when they are faced with problems and challenges in life or with inevitable obstacles. The "fixed" way of thinking causes  in us a fear of making mistakes and a possible fiasco, painting a picture of a failure as of an inevitable and fatal ending after which there will be no return to the usual calm however a poor life. People who have this prevailing view perceive possible failures as personal shame and pain from such humiliation. It is just that their highly developed right brain hemisphere sends them all kinds of pain signals due to an increase in the level of cortisol, which is the stress hormone inherent for these kinds of situations. Shame, fear, anger, disgust and sadness are the main negative emotions that make people keenly want to avoid feeling them. The brain will do everything so that you do not feel them, and it seems to you that the right decision will help you avoid failures. That is - giving up the opportunity. A different type of thinking – the "growing" thinking causes people another type of emotion of the five main negative emotions – and that is fear. There is also a striving to avoid bad feelings. The point is that a person is not afraid of failures, but of the loss of an opportunity.  And, the possibility of a failure in an upcoming business is a positive factor, causing excitement, more pleasant emotions than in the case when the person would not even try doing something.  In neuroscience, arousal refers to the spectrum of emotions of "attachment". There is also joy, love, trust and pleasant surprises in there. Those who are afraid not to try constantly feel euphoric about possible risks and their brains release the hormone oxytocin responsible for elevated feelings. Such people will even be ashamed when they do nothing and take no action to achieve their goals. If you have the "fixed" mindset, it is not difficult to change it to the "growing" mindset.  Such ability of our brain as neuroplasticity is designed to alter and rewrite human responses to emerging stress and experiences. Changes in the point of view, accepting the pain of loss, the concept of “time heals” – they are all merits of neuroplasticity. Rebuilding the neural connections in your brain takes time and practice.  It is necessary to consciously and subconsciously focus on what you want to change and to begin with in your behavior, and then to take possible measures to make that happen.  One of the great people said that in order to achieve victories over oneself and success in undertakings, a person must do something every day that scares them. By forcing yourself to act against your brain's signals you will change your ideas about what is scary and what causes insecurity, and what is interesting and attractive to you. Of course, you should not set up such experiments in absolutely risky situations as it is better to start with simple everyday changes.  All we need is to consciously face our fears and not retreat - then, within a few months, we will be able to reprogram our thinking into the type of thinking we need."

You and your time

If you have ever had an opportunity to communicate with a successful person, especially for a long time, you could not help but notice that success accompanies him in almost everything and that such a person would be constantly increasing his capital. At that very time, those who belong to the class of low-income or poor people, despite their desperate austerity measures, are gradually becoming poorer and poorer. This mystery of why the poor get poorer and the rich get richer has been bothering people for a long time. Most losers tend to look for the intrigues of fortune in it, global conspiracies of capitalist sharks and other fantastic answers – only not to face a simple but depressing truth.

What is it in? Usually, the average adult of 30 to 40 years old earns as a hired worker, and in most cases, spends almost everything that he earns per month. Often that is not enough for him and he resorts to the help of all kinds of creditors, both legal entities and individuals, and borrows money to make it to the next paycheck. Basically, such repetitive situation occurs because the person is not focused on creating assets that would help solve his financial problems. A lot of times there are even quite explainable and significant reasons for that, however, that does not make it easier and the financial slavery of hired labor is still flourishing in the 21st century. Roughly speaking, people become millionaires only in their free time, but at work, as the saying goes, "there is no time to earn money, because there is a lot of work." In the modern world, only a few hired workers, - as a rule they would be representatives of top management of transnational corporations, can earn such salaries with which it would be possible to create financial assets that allow not to worry about anything. Most of the people trade their time for work for a promised salary, albeit not always a small one, simply lose the opportunity to do something for themselves in terms of ensuring their financial stability. Time is the main asset of a person, and rich people once made their time a priority before working for a salary and they are good at using it well. Of course, there had to be also risk, but it usually happens to be justified. Nothing good would have happened if today's millionaires in their due time would have chosen the stability of a promised salary. Work in the morning, back home in the evening, monotonous pastime during evenings and rest only to start it all over again - the progress of a person living this way will be minimal in the long run. And if you consider that the majority has simply learned to endure and do the work they don’t like, one can imagine why they lack development and their income practically does not grow from year to year. It is the correct use of time that is the key to achieving wealth and to earning passive income as one of the tools of financial freedom. To create a reliable passive income you need to be very active and work hard so that you can quit your job forever and become a wealthy person.

To gain financial freedom and start building your life for yourself: 

-take time to create assets and regularly think about what you can do in order to receive money many times for what you have created;

 -immediately strive to have several sources of passive income so that your financial stability is under reliable protection;

- to do that, engage in self-education and raise the level of your financial literacy, because the primary asset in which you should be investing is yourself!

A specialist in financial literacy and without a doubt a successful person, the popular author Robert Kiyosaki is sure that "wealth is determined not by the size of a bank account, but by the amount of TIME during which the person does not have to work while maintaining a comfortable standard of living."

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Gold is the best form of money

Gold is the best form of money
 Money must be durable - you can't spoil it. Grain is not good for money: it can rot and be eaten by insects, and ancient people understood this, despite the value of crops in their time.
 Money must be divisible. Diamonds or art objects are not good for money: they cannot be divided into parts without damaging the whole.
 Money must be homogeneous. That is why real estate has not become a measure of money. One property is always different from another.
 Money should be comfortable. Not all metals are of sufficient value. Coins made of metal, such as lead, would have to be made too large, which is inconvenient to handle.
 Money should have value on its own. Therefore, simply paper money not backed by the country's gold reserves does not mean anything by itself.
 Gold is well suited for the role of money, because gold is the only financial asset that is not debt. It does not need bank collateral or government.
This is why currencies are subject to default (complete depreciation). Gold's role is to protect your purchasing power. Gold cannot be devalued or destroyed. You can rest assured that gold will retain its value over time.

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Despite that, unfortunatelly even our many prominent leaders do not realize what the benefits of the leadership program are and how it works exactly.

We would like to invite you to our new specialized webinar dedicated to the details of ORO.ONE’s leadership program, so that you can learn in depth about how profitable your work can be.

Please join in the session by Max Lawrence to learn more!

Educational Webinar

ORO ONE training webinar from Max Lawrence. August 22 at 4 pm .You will be able to hear the presentation of our marketing in different interpretations and certainly learn something new. In order to be a successful leader, you need to understand very well all the intricacies and bonuses of ORO ONE marketing. Invite your team! Improving and growing together! ORO ONE INTERNATIONAL 

Promotion August 2020

We bring to your attention a new promotion for our partners! 3 types of programs! A huge number of gift certificates are already waiting for our partners. Register, choose the most attractive program, invite friends, receive gift certificates, take part in the iPhone 11, iPad, Apple Watch drawing.

Oro One is the first among the best.

Silver Promotion

We bring to your attention a new promotion for our partners! 3 types of programs! A huge number of gift certificates are already waiting for our partners. Register, choose the most attractive program, invite friends, receive gift certificates, take part in the iPhone 11, iPad, Apple Watch drawing.

Oro One is the first among the best.

Training Webinars

ORO ONE is launching a series of training webinars from world leaders. You will be able to hear the presentation of our marketing in different interpretations and certainly learn something new. In order to be a successful leader, you need to understand very well all the intricacies and bonuses of ORO ONE marketing. Invite your team! Improving and growing together!

Preliminary Promo

We bring to your attention a new promotion for our partners! 3 types of programs! A huge number of gift certificates are already waiting for our partners. Register, choose the most attractive program, invite friends, receive gift certificates, take part in the iPhone 11, iPad, Apple Watch drawing.

Japan National Manager

ORO ONE is a team of young, energetic and motivated people from all over the world. We set clear goals and achieve them at high speed. Work in partnership with ORO ONE - is to work in an international team of professionals. Training, motivation, support, development. Always be one step ahead. Do not miss your chance - become the first leader of our company in your country! ORO ONE FAMILY.

New Smart Program

From June 1, we announce the launch of the revolutionary new Smart Program. We took into account all the wishes of our leaders from different countries and tried to make your work as comfortable as possible. Now everyone will be able to try themselves in our business. The Smart Program has only 25 euros booking amount. This is one matrix, at the end of which you automatically re-enter the preliminary Silver Program. Our team wishes you a well-coordinated teamwork and high results.